Licensing
Ricardo De Guezala is an individually licensed Florida insurance agent holding a 2-20 General Lines (Property & Casualty) license, Florida license number G284486, and a 2-15 Life (including Variable Annuity) & Health license, National Producer Number 21756532. License status can be verified through the Florida Department of Financial Services.
Brand and business structure
"Risky Ricky" and "Risky Ricky Insurance" are brand names used by De Guezala Solutions LLC, a Florida limited liability company, for the insurance services of Ricardo De Guezala. Risky Ricky is not a separately licensed insurance agency. References to "we" or "our" on this website refer to Ricardo De Guezala and De Guezala Solutions LLC.
Insurance products are offered through insurance carriers with which Ricardo De Guezala holds a valid appointment. Carrier availability varies by product and location.
No guarantee of coverage or price
The information on this website is general and educational. It describes types of insurance coverage that may be available; it does not describe the terms of any particular policy. Nothing on this website is an offer to insure, a binder, a quote or a guarantee of coverage, premium, savings or approval.
All coverage is subject to underwriting, eligibility, carrier approval and the terms, conditions, limits and exclusions of the policy actually issued. In the event of any conflict between this website and a policy, the policy controls.
Life, annuity and financial products
Descriptions of life insurance, indexed universal life insurance and annuities on this website are simplified. These are long-term products with costs, surrender charges, caps, participation rates and other features that affect their value. Illustrations are hypothetical and not guaranteed. Ricardo De Guezala does not provide tax, legal or investment advice; consult a qualified professional regarding your situation.
Testimonials
Testimonials and reviews reflect the experience of individual clients and are not representative of all clients or a guarantee of any outcome.
Not affiliated
This website and the Risky Ricky brand are not sponsored by, endorsed by or affiliated with any insurance carrier or any other insurance agency unless expressly stated.
Questions
Contact Ricardo De Guezala at info@riskyrickyinsurance.com or 727-748-1701 (Ricky direct · business hours).