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Risky Ricky Insurance

Meet Ricardo — the face behind Risky Ricky

My name is Ricardo De Guezala, but you can call me Risky Ricky.

I was born in Peru and raised in Sarasota, Florida, where I've called home since I was 12 years old. Growing up here gave me strong roots in the community and the ability to connect with people from different backgrounds in both English and Spanish.

My journey into insurance started by working alongside my siblings at a family insurance business. What began as a family connection to the industry turned into an opportunity to help people protect what they've worked so hard to build.

Before insurance, I spent years in sales, business development, roofing, solar and restoration. I've worked directly with homeowners, contractors and business owners, so I understand firsthand the challenges they face and how important it is to have the right protection when the unexpected happens.

That's why I created Risky Ricky. I wanted to build something personal, approachable and a little different from your typical insurance experience. No complicated conversations or unnecessary pressure. Just straightforward guidance, honest communication and someone you can actually reach when you need help.

Today, I'm a bilingual Florida insurance agent licensed in Property & Casualty and Life & Health insurance. I help individuals, families and business owners throughout Florida explore their insurance options, with a special connection to Sarasota, Bradenton, Lakewood Ranch and the surrounding communities I proudly call home.

Whether you're looking to protect your family, your vehicle or your business, my goal is simple: to help you understand your options and make informed decisions with confidence.

Life's Risky. Coverage Shouldn't Be.

— Ricardo "Risky Ricky" De Guezala

Ricardo De Guezala — Risky Ricky Insurance, Sarasota, Florida

The short version

  • Licensed: Florida 2-20 Property & Casualty and 2-15 Life, Health & Variable Annuities
  • Based in: Sarasota, FL — serving clients statewide by phone and video
  • Languages: English and Spanish, natively
  • Before insurance: Roofing, restoration, solar, sales and business development
  • Focus: Commercial auto, contractors, marine, small business, personal auto, life and financial protection
  • Brand: Risky Ricky is the independent brand of De Guezala Solutions LLC

Why the name?

Because "Ricardo De Guezala Insurance Services" is forgettable and "Risky Ricky" isn't. Insurance is about risk — understanding it, pricing it, and making sure it doesn't land on you. The name is a reminder that the whole job is taking the risk out of your life, not adding to it.

The work behind the name is serious. Licensed, appointed, accountable, and reachable.

Work with Ricardo

Call during business hours, or email anytime with the basics and you'll hear back promptly.

Ricardo's desk at the Sarasota office

Ricardo's desk at the Sarasota office — 621 N Washington Blvd, by appointment.

2026 Proud Member of the Manatee Chamber of Commerce
Proud member · Manatee County

Rooted in Sarasota and Manatee County

Ricardo is a 2026 member of the Manatee Chamber of Commerce, joined under De Guezala Solutions LLC. It keeps him connected to the business owners, contractors and families he serves in Bradenton, Lakewood Ranch, Parrish and Palmetto — and just up the road from his Sarasota office.

Get a quote

Start your quote

Answer a few questions and Ricardo gets your details instantly. Takes about two minutes. Prefer to talk? Call 727-748-1701 (Ricky direct · business hours).

What are we quoting?

Life's risky. Coverage shouldn't be.

Call Ricardo. Get options, not a runaround.

Personal service from Ricardo, backed by 24/7 bilingual assistance. Call for a quote or send the basics by email and Ricardo will take it from there.

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